Interest Free Credit Cards

Instant Approval Credit Cards

Not Just for Excellent Credit There are 2 types of instant approval credit cards. 1. Those cards reserved for those with good to excellent credit where the approval process is typically a few seconds to a few minutes. 2. Those cards for consumers with fair or poor credit that are usually prepaid or secured cards. The card selection for the first type of instant approval card consists of offers from American Express. American Express populates this category with a range of rewards cards with everything from Starwood Preferred Guest cards to the Gold Delta SkyMiles Card to the Blue Cash [...]

Be the first to comment - What do you think?
Posted by admin - December 20, 2011 at 5:26 PM

Categories: Instant Approval Credit Cards Tags: american express, Blue Cash Everyday Card, Gold Delta SkyMiles Card, Starwood Preferred Guest

Revolving Debt Lenders Tightening Belts

Will Trend Continue as Economy Improves? They say that a picture is worth a thousand words. This picture basically says one of two things: either consumers are paying off debt or, more likely, lenders have reeled in their offers and are just hunting big fish. In other words, credit card companies are only lending to borrowers with blemish-free credit histories. There are much fewer of these borrowers than the others. As a result we get a picture like this. The question becomes whether this trend will continue if the economy improves. Doubtful. When the U.S. economy is doing well it [...]

Be the first to comment - What do you think?
Posted by admin - December 3, 2011 at 10:41 AM

Categories: Interest Free Credit Cards Tags: credit card debt

American Shoppers Banking on Tax Returns

More Americans Using Credit This Holiday Season The Black Friday weekend of 2011 may prove to be the turning point for U.S. economy. At least U.S. consumers are spending like they have more confidence for the upcoming year. Or, as many analysts predict, the remainder of the shopping season will slump as happened in 2008 when consumers spent a record amount over the Black Friday weekend but then put away their wallets for the rest of the year in what turned out to be one of the worst shopping seasons on record. According to recent Discover survey, more Americans used [...]

Be the first to comment - What do you think?
Posted by admin - November 29, 2011 at 4:45 PM

Categories: High Limit Credit Cards, Interest Free Credit Cards, Rewards Credit Cards Tags: black friday, credit card debt, credit card interest

How to Make Money With a Credit Card

Making money with a credit card is not as difficult as some make it out to be. There are entire websites and forums dedicated to how people can make money with credit cards. Here’s a quick video that breaks it down very clearly. There are 2 important things here: Avoid withdrawing cash Pay the balance in full each month

Be the first to comment - What do you think?
Posted by admin - November 10, 2011 at 4:05 PM

Categories: Interest Free Credit Cards, Rewards Credit Cards Tags: capital one, rewards credit cards

Best Cards for 2011 Holiday Season

As Holidays Approach New Credit Card Options Abound Lowcards.com has recently released their list of best credit cards for the 2011 holiday season. They list 8 different choices, each with its own special set of rewards. Without further adieu, and in no particular order: Capital One Cash Offers 1 percent cash back on every day purchases and a 50 percent anniversary bonus on cash earned on purchases in the previous year. It also gives a one-time $100 bonus once you spend $500 in the first three months. No annual fee. Chase Freedom with $200 bonus- Get $200 cash back after [...]

Be the first to comment - What do you think?
Posted by admin - November 8, 2011 at 5:27 PM

Categories: High Limit Credit Cards, Interest Free Credit Cards Tags: Capital One Cash, Chase Freedom, Chase Sapphire, Citi Hilton HHonors Visa Signature Card, Citi Thank You Preferred, Continental Airlines One PassPlus Card

Consumers Put $$ Where Mouth is and Move in Droves to Credit Unions

Recent “Bank Dumping Days” Perhaps Only the Beginning Giving credit where credit is due, U.S. consumers are rising up and making their voices heard. Unlike the other Occupy movement, which doesn’t obviously market an end-game, consumers have put large U.S. banks in check-mate by moving their funds to smaller, local financial institutions and credit unions. American Corporate Banking was dealt a blow, while not necessarily a death-blow, over the last 90 days. Thanks to Bank of America taking the lead on fees for debit card users and other national banks following suit, U.S. consumers are making their voices heard…loud and [...]

Be the first to comment - What do you think?
Posted by admin - November 5, 2011 at 11:09 AM

Categories: Easy To Get Credit Cards, Interest Free Credit Cards Tags: bank of america, credit union, debit cards

What if You Don’t Qualify For a 0% APR Credit Card?

Small Banks and Credit Unions are Excellent Alternatives I speak from experience when I say that credit unions still seem to be a borrower’s best kept secret. Case in point: I was pre-approved for an auto loan and I had my eyes on a a new Toyota 4×4. I had already picked it out and got the financing lined up through a national bank. The bank provided me a blank check (aka site draft) that I was to use at the dealership to pay for everything. I started becoming annoyed when the dealership still had me fill out extensive paperwork [...]

Be the first to comment - What do you think?
Posted by admin - November 2, 2011 at 2:51 PM

Categories: Easy To Get Credit Cards, Interest Free Credit Cards Tags: credit unions, penfed promise visa, visa

Instant Approval Credit Cards

Revolving Debt Lenders Tightening Belts

American Shoppers Banking on Tax Returns

How to Make Money With a Credit Card

Best Cards for 2011 Holiday Season

Consumers Put $$ Where Mouth is and Move in Droves to Credit Unions

What if You Don’t Qualify For a 0% APR Credit Card?

Disclaimer

Credit Card Payment Calculator

Further Reading

Don’t Let Christmas Ruin Your Credit

Visa, MasterCard Use Your Shopping Habits Against You

Student Credit Card Review

Student Loans Easier to Get Than Secured Credit Cards

Credit Card Delinquencies Rise in September 2011

Exclusive Credit Cards

Easy to Get Credit Cards

Low And No Interest Credit Cards Featuring Low Interest Rate and 0% APR Credit Cards